Terms and Conditions

Last Updated: 23 Feb 2025

Welcome to Card Network Budget Coach ("Website"). By accessing and using our Website, you agree to be bound by the following Terms and Conditions. If you do not agree with any part of these terms, please do not use our services.

1. Acceptance of Terms By using this Website, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions. We reserve the right to modify or update these terms at any time without prior notice.

2. Services Provided Card Network Budget Coach provides financial education, budgeting tools, and coaching services to assist users in managing their personal finances. The information provided is for educational purposes only and should not be considered financial or legal advice.

3. User Responsibilities

• You must be at least 18 years old to use this Website.
• You agree to use the Website for lawful purposes only.
• You are responsible for maintaining the confidentiality of your account information.
• You agree not to misuse or attempt to disrupt the Website’s services.

4. Payment and Subscription Some services may require payment or subscription. By purchasing our services, you agree to provide accurate billing information and authorize us to charge your payment method for the agreed-upon fees. All payments are non-refundable unless stated otherwise.

5. Intellectual Property All content, including but not limited to text, graphics, logos, and software, is the property of Card Network Budget Coach and is protected by copyright, trademark, and other intellectual property laws. Unauthorized use of our content is prohibited.

6. Disclaimers and Limitation of Liability

• The information on this Website is provided "as is" without warranties of any kind.
• We do not guarantee that our services will be error-free or uninterrupted.
• Card Network Budget Coach is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Website or its services.

7. Third-Party Links Our Website may contain links to third-party websites. We are not responsible for the content or privacy policies of these external sites.

8. Privacy Policy Your use of this Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your information.

9. Termination We reserve the right to terminate or suspend your access to our services at any time for any violation of these Terms and Conditions.

10. Governing Law These Terms and Conditions shall be governed by and construed in accordance with the laws.

11. Contact Information For any questions regarding these Terms and Conditions, please contact us at [email protected]